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List of FCCPC-approved loan apps in Nigeria

Discover our curated list of popular loan apps approved by the FCCPC and CBN to operate in Nigeria. We also provide tips on choosing loan apps to ensure you make informed choices for your financial needs.

List of FCCPC-approved loan apps in Nigeria
Popular Nigerian Loan Apps Approved by the FCCPC

The Federal Competition and Consumer Protection Commission (FCCPC) operates within the Federal Ministry of Trade and Investment and is responsible for protecting market competition and promoting consumer protection.

The Commission is empowered by the Federal Competition and Consumer Protection Act 2018 (FCCPA) to, among other things, promote fair business practices and safeguard the interest of consumers.

Getting approved by the FCCPC to be able to operate as a digital lender in Nigeria is essential today. Furthermore, borrowers need to ascertain that the digital loan app they want to use is FCCPC approved to ensure their interests are protected.

Recall FCCPC has continued to crack down on predatory loan apps to protect the rights of consumers in Nigeria. Since the agency was formed in 2018, it has been holding loan apps that violate the data protection rights of their users with stronger arms.

While there are several loan apps, here are the top 10 loan apps in Nigeria:

Branch

Branch International started in Kenya in 2015, before entering Nigeria as a lending app in 2017. The startup is currently led by Nigerian Managing Director, Dayo Odulate-Ademola.

Number of Downloads: 10Million+, Rating: 4.5

FairMoney

FairMoney was launched in 2017 by Laurin Hainy, Matthieu Gendreau and Nicolas Berthozat. The company is based in Lagos, Nigeria, with an office in Paris, France.

Number of Downloads: 10Million+, Rating: 4.2

Okash

Okash is Opay’s lending service arm. Both products are owned by Opera, the Norway based software company.  The mobile-based lending platform began operations in Nigeria in 2018.

Number of Downloads: 5Million+, Rating: 4.3

Kuda

Kuda, also known as Kuda Technologies, is a fintech company operating in Nigeria and the UK. It was founded by Babs Ogundeyi and Musty Mustapha in 2019.

Number of Downloads: 5M+, Rating: 4.3

Palm credit loan app

Palm credit is a loan app in Nigeria owned by Newedge Finance Limited. The app was launched on June 26, 2018

Number of Downloads: 5Million+, Rating: 4.2

Quickcheck

Quickcheck is a Nigerian Fintech company founded in 2017 by Fabiano Di Tomaso. It provides 24/7 loans to underserved Nigerian consumers and micro businesses through a mobile application

Number of Downloads: 1Million+, Rating: 4.5.

Carbon

Carbon is a Nigerian lending platform founded in 2012 by Chijioke Dozie and Ngozi Dozie. The Lagos based startup started with the name OneCredit, then evolved to OneFi. In 2016, they launched a mobile app which offered a fully digital consumer lending experience and named it Paylater. Finally, in 2019 as they expanded the app's suite of financial services, they renamed it Carbon.

Number of Downloads: 1Million+, Rating: 4.3

Renmoney

Renmoney was founded in 2012 by Stephen Jennings. The company operates on a microfinance banking licence in Nigeria.

Number of Downloads: 1Million+, Rating: 4.1

Umba mobile app

Umba launched in Nigeria in January 2021 by Irish entrepreneur Tiernan Kennedy and former Munster rugby player Barry O'Mahony. 

Number of Downloads: 1Million+, Rating: 3.6

Aella Credit

Aella Credit started in 2015 and was founded by Akin Jones and Wale Akanbi. The YC backed startup is based in Lagos, Nigeria.

Number of Downloads: 1Million+, Rating: 3.2

List of Approved Loan Apps

Here’s a list of the current loan apps approved by FCCPC.

    S/N APP NAME OWNED BY TYPE OF APPROVAL
    1 CLAN APP CREDITCLAN TECH LIMITED Full Approval
    2 RAPIDALART APP ACETECH FINANCE LIMITED Full Approval
    3 KASHOUT ACETECH FINANCE LIMITED Full Approval
    4 FLASHCREDIT ACETECH FINANCE LIMITED Full Approval
    5 FLASHALART ACETECH FINANCE LIMITED Full Approval
    6 SWIFTCREDIT ACETECH FINANCE LIMITED Full Approval
    7 RAPIDLOANS ACETECH FINANCE LIMITED Full Approval
    8 ACECREDIT ACETECH FINANCE LIMITED Full Approval
    9 ACELOAN ACETECH FINANCE LIMITED Full Approval
    10 LETSGO APP LETSHEGO MICROFINANCE BANK LIMITED Full Approval
    11 NEXTPAYDAY APP NEXTPAYDAY LIMITED Full Approval
    12 ALADDIN DIGITAL APP ALADDIN SCHEME LIMITED Full Approval
    13 KOBOGO APP KOBOGO NIGERIA LIMITED Full Approval
    14 OXLOAN PRO APP SINGULARITY TECHNOLOGY NIGERIA LIMITED Full Approval
    15 LIONCASH GROLA TECH CREDIT LIMITED Full Approval
    16 LAIRA PLUS GROLA TECH CREDIT LIMITED Full Approval
    17 LCASH GROLA TECH CREDIT LIMITED Full Approval
    18 CASHLOAN APP GROLA TECH CREDIT LIMITED Full Approval
    19 TRUENAIRA APP GROLA TECH CREDIT LIMITED Full Approval
    20 CAYCREDIT APP GROLA TECH CREDIT LIMITED Full Approval
    21 NAIRAPLUS APP GROLA TECH CREDIT LIMITED Full Approval
    22 CRANCASH APP GROLA TECH CREDIT LIMITED Full Approval
    23 MYCASHIER MOBILE FAST POINT INTEGRATED LIMITED Full Approval
    24 FAST POINT WEB APP FAST POINT INTEGRATED LIMITED Full Approval
    25 PAYLATER APP PAYLATER HUB LIMITED Full Approval
    26 SHOPTOPUP APP TRADE DEPOT LIMITED Full Approval
    27 PENNEE APP PENNEE TECHNOLOGIES LTD Full Approval
    28 9CREDIT OTP INTERNET TECHNOLOGY Full Approval
    29 VKASH APP ALTRACRED FINANCE INVESTMENT LIMITED Full Approval
    30 RED HARBOUR APP RED HARBOUR FINTECH LIMITED Full Approval
    31 MENACRED APP MENACRED COMPANY LIMITED Full Approval
    32 CREVANCE.COM CREVANCE CREDIT LIMITED Full Approval
    33 CSENSE APP CSENSE LIMITED Full Approval
    34 SUPREME HELP CO-OPERATIVE SOCIETY SUPREME HELP CO-OPERATIVE SOCIETY LIMITED Full Approval
    35 CASHRUN FLOWOOD LENDING LIMITED Full Approval
    36 MINTCREDIT FLOWOOD LENDING LIMITED Full Approval
    37 CREDITNOW APP FLOWOOD LENDING LIMITED Full Approval
    38 MONEYPAL APP ZEDVANCE FINANCE Full Approval
    39 PLENTYCASH FINTRADE SOLUTIONS LIMITED Full Approval
    40 LIFELINE FINTRADE SOLUTIONS LIMITED Full Approval
    41 STEADYKASH APP FINTRADE SOLUTIONS LIMITED Full Approval
    42 TRIVISTA APP TRIVISTA CAPITAL LIMITED Full Approval
    43 AIRMONI COMMERCEMEN TRADING CO. LIMITED Full Approval
    44 URGENT2K APP COMMERCEMEN TRADING CO. LIMITED Full Approval
    45 VIBECREDIT APP INSTAWAVE INTERNET TECHNOLOGY Full Approval
    46 NCREDIT FINNEW FINTECH LIMITED Full Approval
    47 NMONEY FINNEW FINTECH LIMITED Full Approval
    48 FITLOAN FINNEW FINTECH LIMITED Full Approval
    49 SWIFTNAIRA FINNEW FINTECH LIMITED Full Approval
    50 BGLOAN FINNEW FINTECH LIMITED Full Approval
    51 WECREDIT FINNEW FINTECH LIMITED Full Approval
    52 UMBA MOBILE APP UMBA DIGITAL SOLUTIONS LIMITED Full Approval
    53 UMBA WEB UMBA DIGITAL SOLUTIONS LIMITED Full Approval
    54 GOLOAN APP ATIMI LENDING LIMITED Full Approval
    55 SYCAMORE APP SYCAMORE INTEGRATED SOLUTIONS LIMITED Full Approval
    56 BRANCH MOBILE APP BRANCH INTERNATIONAL FINANCIAL LIMITED Full Approval
    57 PIVO APP PIVO TECHNOLOGY LIMITED Full Approval
    58 FLUNA APP FLUNA CAPITAL LIMITED Full Approval
    59 PROVEST APP PROVEST LIMITED Full Approval
    60 TOPCHANCE MAGNET LENDING LIMITED Full Approval
    61 GOGETCREDIT MAGNET LENDING LIMITED Full Approval
    62 LILYCASH MAGNET LENDING LIMITED Full Approval
    63 CONSTANT CASH MAGNET LENDING LIMITED Full Approval
    64 ALLAWEE APP ALLAWEE TECHNOLOGIES LIMITED Full Approval
    65 DOTBANK APP DOT MICROFINANCE BANK LIMITED Full Approval
    66 FLOATR APP MAVEN FINANCE LIMITED Full Approval
    67 OXYMON APP OXYMON SOLUTIONS LIMITED Full Approval
    68 CREDITVILLE APP CREDITVILLE MICROFINANCE BANK LIMITED Full Approval
    69 NEWLENDING APP NEO-LINK TECHNOLOGY COMPANY LIMITED Full Approval
    70 P2VEST APP P2VEST TECHNOLOGY LIMITED Full Approval
    71 YESCREDIT APP YESCREDIT COMPANY LIMITED Full Approval
    72 CRIMSON APP LANTANA TECH LIMITED Full Approval
    73 TIGER CREDIT HOLLANDALE NIGERIA LIMITED Full Approval
    74 KKCASH HOLLANDALE NIGERIA LIMITED Full Approval
    75 ZCASH HOLLANDALE NIGERIA LIMITED Full Approval
    76 EASYKASH HOLLANDALE NIGERIA LIMITED Full Approval
    77 KOINS PRIMERA MICROFINANCE BANK Full Approval
    78 GO LOAN APP FINESET LIMITED Full Approval
    79 NAIRABOX APP KIREDI ROCK COMPANY LTD Full Approval
    80 POCKETFUEL APP POCKETFUEL FINANCE LIMITED Full Approval
    81 IUSTUS BERLY SPRING GLOBAL Full Approval
    82 SNAPPY CREDIT BERLY SPRING GLOBAL Full Approval
    83 TAP CASH CREDITECH LENDING COMPANY Full Approval
    84 CREDIT POCKET CREDITECH LENDING COMPANY Full Approval
    85 CASHBUS CREDITECH LENDING COMPANY Full Approval
    86 OMAFIN APP OMALEND SERVICE LIMITED Full Approval
    87 CREDIT WALLET APP PRINCEPTS CREDIT SYSTEM Full Approval
    88 ICREDIT APP BESTFIN NIGERIA LIMITED Full Approval
    89 HIFUND APP FUBRI CENTURY COMPANY Full Approval
    90 BLACKCOPPER APP BLACKCOPPER SERVICE LIMITED Full Approval
    91 SWIFUND APP DOJA LIMITED GLOBAL LIMITED Full Approval
    92 MONEE APP CITYGATE GLOBAL INVESTMENT LIMITED Full Approval
    93 PAYDAY LOAN APP PAYDAYHUB ONLINE NIGERIA LIMITED Full Approval
    94 FLOATCASH APP SWIPEBILL TECHNOLOGIES NIGERIA LIMITED Full Approval
    95 FAIRMONEY APP. FAIR MONEY MICROFINANCE BANK Full Approval
    96 OKILOCASH LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED Full Approval
    97 LUMOSLOAN LIGHTING FINANCE TECHNOLOGY NIGERIA LIMITED Full Approval
    98 PROCASH WINDVILLE FINANCIALS NIGERIA LIMITED Full Approval
    99 QCASH WINDVILLE FINANCIALS NIGERIA LIMITED Full Approval
    100 MYCASH WINDVILLE FINANCIALS NIGERIA LIMITED Full Approval
    101 ZCASH WINDVILLE FINANCIALS NIGERIA LIMITED Full Approval
    102 LIBERTYCRED APP LIBERTY ASSURED LIMITED Full Approval
    103 RENMONEY INSTANT CASH LOAN RENMONEY MICROFINANCE BANK Full Approval
    104 MONEY IN MINUTES APP MIM FINANCE COMPANY Full Approval
    105 URGENT10K APP UGT TECHNOLOGIES LIMITED Full Approval
    106 E4MONI APP PASSECO TECHNOLOGY NIGERIA LIMITED Full Approval
    107 ALL CREDIT APP MOBLASPAY COMPANY LIMITED Full Approval
    108 HIKASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    109 PAPKASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    110 NEWCASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    111 ALIKASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    112 DOHCASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    113 YOHCASH APPLINK CAPITAL NIGERIA LIMITED Full Approval
    114 MONI/MONI AFRICA APP RANK CAPITAL LIMITED Full Approval
    115 TOPCREDIT.COM.NG TAJOW INVESTMENT LIMITED Full Approval
    116 NAIRABOX APP ORCOM AND ORCOM BUSINESS SUPPORT LIMITED Full Approval
    117 IMONEY APP AFROWIDE DEVELOPMENT LIMITED Full Approval
    118 KASH LOAN RED PLANET NIGERIA LIMITED Full Approval
    119 CREDITLOAN RED PLANET NIGERIA LIMITED Full Approval
    120 NAIRA LOAN RED PLANET NIGERIA LIMITED Full Approval
    121 CREDITINN.COM.NG IBS GOLDEN INVESTMENT COMPANY LIMITED Full Approval
    122 ADASHE APP HOIL INVESTMENT LIMITED Full Approval
    123 HALOWALLET APP GLOSH TECH LIMITED Full Approval
    124 WINLOAN APP CLEM FRESH CO. LTD Full Approval
    125 CREDITWISE FEZOTECH NIGERIA LIMITED Full Approval
    126 KASHCASH FEZOTECH NIGERIA LIMITED Full Approval
    127 GOMONI FEZOTECH NIGERIA LIMITED Full Approval
    128 TRUEMONEY FEZOTECH NIGERIA LIMITED Full Approval
    129 MENOFUND APP MENO FINANCE LIMITED Full Approval
    130 OKASH BLUE RIDGE MICROFINANCE BANK LIMITED Full Approval
    131 RAPAID AFRICA APP TOMX CREDIT LIMITED Full Approval
    132 CREDITGO AFROFIRST MOBILE AND TECHNOLOGY COMPANY LIMITED Full Approval
    133 EASY MONEY LOAN Full Approval
    134 USHINE CASH APP ELITEFIN NIGERIA LIMITED Full Approval
    135 TRACTIONAPP APP TA PRIME LIMITED Full Approval
    136 MONEYTREE APP NEWGRY LIMITED Full Approval
    137 CASHBUS APP RACEOVA NIGERIA LIMITED Full Approval
    138 PAYFI APP PAYFINANCIALS TECHNOLOGY SERVICES LIMITED Full Approval
    139 EASYFUND APP PAPICHOU TECHNOLOGY LIMITED Full Approval
    140 PASA APP GOHARVEST INTERNATIONAL LIMITED Full Approval
    141 TWALELOAN APP SKITLONE NIGERIA LIMITED Full Approval
    142 SOMEMONI APP NEW CREDAGE NIGERIA LIMITED Full Approval
    143 LOANNAIRA RUBYSTAR GLOBAL LIMITED Full Approval
    144 AJELOAN RUBYSTAR GLOBAL LIMITED Full Approval
    145 CASHOWOMI APP TED ROCKET LIMITED Full Approval
    146 PENAID.NG PENAID LIMITED Full Approval
    147 HOMETOWN APP HOMETOWN FINTECH LIMITED Full Approval
    148 TLOAN APP GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    149 NICENAIRA GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    150 TCREDIT GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    151 PALMCASH GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    152 EASEMONEY GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    153 GREENCREDIT GIASUN TECHNOLOGY NIGERIA LIMITED Full Approval
    154 LENDME APP BE RESOURCES LIMITED Full Approval
    155 WEKASH APP MINO SPARKS LIMITED Full Approval
    156 REGXTA APP REGXTA GLOBAL SERVICES LIMITED Full Approval
    157 NAIRAGO APP MUSKA TECH LIMITED Full Approval
    158 SHARA APP SHARA TECHNOLOGY MANAGEMENT NIGERIA LIMITED Full Approval
    159 INSTANTCRED APP DASH INNOVATION BUSINESS LINKS WEST AFRICA LIMITED Full Approval
    160 STARCREDIT APP STELLER FINANCE COMPANY LIMITED Full Approval
    161 HCWALLET UNI TECHNOLOGY NIGERIA LIMITED Full Approval
    162 PRIME PAY UNI TECHNOLOGY NIGERIA LIMITED Full Approval
    163 FASTCENT UTHINKING NIGERIA LIMITED Full Approval
    164 INTSWALLET UTHINKING NIGERIA LIMITED Full Approval
    165 AELLA APP AELLA FINANCIAL SOLUTIONS LIMITED Full Approval
    166 MINTBAG APP PHOENIX PAYMENT SOLUTION LIMITED Full Approval
    167 KWIKPAY CREDIT APP TRAFALGAR ASSOCIATION LIMITED Full Approval
    168 VALUE CREDIT APP VALUE DRIVER TECHNOLOGY SOLUTION LTD Full Approval
    169 KIOWOPE APP KIOWOPE CAPITAL LTD Full Approval
    170 KASHPAL KEENEST TECH SERVICE LTD Full Approval
    171 MINICREDIT KEENEST TECH SERVICE LTD Full Approval
    172 ROCKIT APP ROCKIT LENDERS NIG. LTD Full Approval
    173 FLEXI CASH APP ROCKIT LENDERS NIG. LTD Full Approval
    174 PAYHIPPO APP PAYHIPPO LTD Full Approval
    175 GOCASH APP PROSPERITY ARCHIPELAGO LTD Full Approval
    176 GALAXY CREDIT APP YEGON TECH LTD Full Approval
    177 VEEND APP VEENDHQ LIMITED Full Approval
    178 UNLOCKCASH CROSSROAD E-PAYMENT SYSTEMS LIMITED Full Approval
    179 SUNQUOTA CROSSROAD E-PAYMENT SYSTEMS LIMITED Full Approval
    180 MASSIVE CARD CROSSROAD E-PAYMENT SYSTEMS LIMITED Full Approval
    181 RUSHCREDIT APP HIGHCREDIT NIGERIA LIMITED Full Approval
    182 RUBIMONI APP JM RUBINUS LIMITED Full Approval
    183 CREDITFAST APP FINTCRED INNOVATIONS LIMITED Full Approval
    184 ULTRA CASH PISKA TECHNOLOGY NIGERIA LIMITED Full Approval
    185 ULTRA NAIRA APP PISKA TECHNOLOGY NIGERIA LIMITED Full Approval
    186 GETCREDIT APP AFROSAY FINTECH LIMITED Full Approval
    187 BANK ONE CORNERBLOCKS SERVICES LIMITED Full Approval
    188 CBSL CREDIT APP Full Approval
    189 POCASH APP TRUST CEN. LIMITED Full Approval
    190 CREDPAL APP CREDNET TECHNOLOGIES LIMITED Full Approval
    191 CASHADVANCE APP CASH ADVANCE LIMITED Full Approval
    192 CASHPADDIE QUARK FINANCIALS NIGERIA LIMITED Full Approval
    193 9MONEY QUARK FINANCIALS NIGERIA LIMITED Full Approval
    194 PAYNAIRA QUARK FINANCIALS NIGERIA LIMITED Full Approval
    195 GBOBLOAN QUARK FINANCIALS NIGERIA LIMITED Full Approval
    196 ONEMONEY QUARK FINANCIALS NIGERIA LIMITED Full Approval
    197 LENDQUICK APP LENDVISERY SERVICES LIMITED Full Approval
    198 TRADE LENDA WEB APP TRADE LENDA COM LIMITED Full Approval
    199 TOPCHANCE APP MAYWOOD LENDING LIMITED Full Approval
    200 A1 CREDIT APP A1 CAPITAL SOLUTION LIMITED Full Approval
    201 IRORUN MOBILE APP IRORUN TECHNOLOGIES LIMITED Full Approval
    202 IRORUN WEB IRORUN TECHNOLOGIES LIMITED Full Approval
    203 CARBON APP CARBON MICROFINANCE BANK LIMITED Full Approval
    204 PAYCREDIT APP PAYCREDIT LIMITED Full Approval
    205 SUPERMONEY APP CWH SUCCESS NIGERIA LIMITED Full Approval
    206 MONEYHUB APP CWH SUCCESS NIGERIA LIMITED Full Approval
    207 CASHHOP APP CWH SUCCESS NIGERIA LIMITED Full Approval
    208 CREDITLAB APP CWH SUCCESS NIGERIA LIMITED Full Approval
    209 MICROMONEY APP MICRO-CASH NIG. LIMITED Full Approval
    210 1-HOUR LOAN APP CAELUM TECHNOLOGIES LIMITED Full Approval
    211 DOCREDIT DOVER CREDIT LIMITED Full Approval
    212 CARE FINANCE APP DOVER CREDIT LIMITED Full Approval
    213 APEX LOAN APP APEX LENDING LIMITED Full Approval
    214 OYESCREDIT APP RAGEKAY GLOBAL INVESTMENT LIMITED Full Approval
    215 OK CASH APP LINKPARK TECHNOLOGY NIGERIA LIMITED Full Approval
    216 PEARL CASH APP LINKPARK TECHNOLOGY NIGERIA LIMITED Full Approval
    217 QUICKCHECK APP ARVE LIMITED Full Approval
    218 WEB PORTAL. CREDITWAVE FINANCE LIMITED Full Approval
    219 UC SALARY LOAN UCPLUS ADVANCE LIMITED Full Approval
    220 KASHNOW APPS UCPLUS ADVANCE LIMITED Full Approval
    221 RENNERS APP RENNERS INVESTMENT LIMITED Full Approval
    222 ZUVY.CO ZUVY TECHNOLOGIES LIMITED Full Approval
    223 LUCKYLOAN APP EASYCHECK FINANCE INVESTMENT LIMITED Full Approval
    224 OKILO LOAN APP TOPMOST FINTECH LIMITED Full Approval
    225 FLAME LOAN APP TOPMOST FINTECH LIMITED Full Approval
    226 VYBECASH APP REVENT GLOBAL FINANCE LIMITED Full Approval
    227 BIMZUKASH APP BIMZU LIMITED Full Approval
    228 DYNAMIQUEIOS DYNAMIQUE CREDIT SYSTEM LIMITED Full Approval
    229 BANKBOOK.CLOUD DYNAMIQUE CREDIT SYSTEM LIMITED Full Approval
    230 REXAFRICA APP REXCREDIT LIMITED Full Approval
    231 VIDUS LOAN APP SIPAN FINANCE NIGERIA LIMITED Full Approval
    232 EARLY LOAN APP SIPAN FINANCE NIGERIA LIMITED Full Approval
    233 HOPE LOAN APP. SIPAN FINANCE NIGERIA LIMITED Full Approval
    234 NAIRAMAX APP TRUSTROCK FINTECH NIG LTD Full Approval
    235 GETNAIRA APP TRUSTROCK FINTECH NIG LTD Full Approval
    236 BALL APP BRIDGE ADVANCE LENDING LIMITED Full Approval
    237 CREDITMONEY APP WHITE HORSE SUCESSS NIGERIA LIMITED Full Approval
    238 LOANMATE APP FOX LENDING LIMITED Full Approval
    239 OURPASS APP PARKCROWDY NIGERIA LIMITED Full Approval
    240 FUTURECASH APP NATURE LENDING NIGERIA LIMITED Full Approval
    241 EDIKA APP COMPETENCE ASSET MANAGEMENT LIMITED Full Approval
    242 FULCRUMMONEY APP FULCRUM SIGMA ENTERPRISE LTD Full Approval
    243 SIGMAMONEY LOAN APP FULCRUM SIGMA ENTERPRISE LTD Full Approval
    244 TOKCASH LOAN APP FULCRUM SIGMA ENTERPRISE LTD Full Approval
    245 MONIGO APP NEWRGY LENDING LIMITED Full Approval
    246 EXTRA CASH APP XTRA MFS NIGERIA LIMITED Full Approval
    247 QUICKTELLER APP XTRA MFS NIGERIA LIMITED Full Approval
    248 SALAD AFRICA APP SALAD TECHNOLOGIES LIMITED Full Approval
    249 EDONENTER APP LEEBURG TECHNOLOGY LIMITED Full Approval
    250 CREDIT-MOI APP LEEBURG TECHNOLOGY LIMITED Full Approval
    251 LENDWISE APP SUMMIT FINANCE LIMITED Full Approval
    252 ECON MART APP ECON CREDIT FINTECH LIMITED Full Approval
    253 HUBCASH APP ECON CREDIT FINTECH LIMITED Full Approval
    254 NEAR MONEY APP ECON CREDIT FINTECH LIMITED Full Approval
    255 FLICKWHEEL APP FLICKWHEEL LIMITED Full Approval
    256 SEEDFI APP THE DATASEED COMPANY LIMITED Full Approval
    257 KIAKIA P2P APP KIYA BITS LIMITED Full Approval
    258 KIYA APP KIYA BITS LIMITED Full Approval
    259 EDIKE APP COMPETENCE ASSET MANAGEMENT LIMITED Conditional Approval
    260 LIFES TALIA APP LIFESTALIA LIMITED) Conditional Approval
    261 KIA KIA P2P KIAKIA BITS LTD Conditional Approval
    262 RETAIL BOOSTERS RETAIL BOOSTERS LIMITED Conditional Approval
    263 LIDYA WEB LIDYA GLOBAL LIMITED Conditional Approval
    264 ZIPPY APP ZIPPY CAPITAL LIMITED Conditional Approval
    265 DOLE APP FEDHA LIMITED Conditional Approval
    266 TASERE LOAN APP TRIPODBASE LIMITED Conditional Approval
    267 GROWLY APP THE PLATFORM DIGITAL NETWORK LIMITED Conditional Approval
    268 AVRO APP OLIVERMEAD INVESTMENT LTD Conditional Approval
    269 HELPPO APP HELPPO AFRICA LIMITED Conditional Approval
    270 NODCREDIT APP NODENS NIGERIA LTD Conditional Approval
    271 SOKO LOAN SOKO LOAN Conditional Approval
    272 9JA CASH SOKO LOAN Conditional Approval
    273 GET CASH SOKO LOAN Conditional Approval
    274 FAST MONEY SOKO LOAN Conditional Approval
    275 GO CASH SOKO LOAN Conditional Approval
    276 LENDING EDGE APP LENDER EDGE LIMITED Conditional Approval
    277 ROCKSHIELD DIGITAL SAVING ROCKSHIELD Conditional Approval
    278 LENDHA.COM LENDHA TECHNOLOGIES LIMITED Conditional Approval
    279 OWOAFARA.COM OWOFARA FINTECH SERVICES LIMITED Conditional Approval
    280 KWABA APP KWABA INTERNATIONAL LIMITED Conditional Approval
    281 MYZENNAL.COM ZENNAL INTERNATIONAL LIMITED Conditional Approval
    282 NOLT APP NOLT FINANCE COMPANY LIMITED Conditional Approval
    283 CREDITMONEY APP WHITE HORSE NIGERIA LIMITED Conditional Approval
    284 LOANMATEAPP FOX LENDING Conditional Approval
    285 FEWCHORE PAY APP FEWCHORE FINANCE COMPANY LIMITED Conditional Approval
    286 LUCRED APP LUCRED TECHNOLOGY LIMITED Conditional Approval
    287 REXAFRICA APP REXCREDIT LIMITED Conditional Approval
    288 LOAN247 (PAYLIST) CREDITPRO BUSINESS SUPPORT SERVICES LIMITED Conditional Approval
    289 ALTARA APP ALTARA CREDIT LIMITED Conditional Approval
    290 PEBBLECRED APP PEBBLE FINANCIAL TECHNOLOGIES LIMITED Conditional Approval
    291 VENDOR CREDIT APP EATONHILL INVESTMENT LIMITED Conditional Approval
    292 RIVERMONEY APP RIVERBANK PARTNERS LIMITED Conditional Approval
    293 RIVERBRAND APP RIVERBRAND TECHNOLOGY LIMITED Conditional Approval
    294 FINPADI APP FINPADI TECHNOLOGIES LIMITED Conditional Approval
    295 YANZU KREDIT APP ONE PAYOUT LIMITED Conditional Approval
    296 RETAIL BOOSTERS APP RETAIL BOOSTER LIMITED Conditional Approval
    297 OKILO LOAN TOPMOST FINTECH LIMITED Conditional Approval
    298 FLAME LOAN TOPMOST FINTECH LIMITED Conditional Approval
    299 POPPOKKET TOPMOST FINTECH LIMITED Conditional Approval
    300 LOAN PART APP TOPMOST FINTECH LIMITED Conditional Approval
    301 GRIT-TECH LOAN APP GRIT TECH LIMITED Conditional Approval
    302 LENDA APP PRIME AVIS INVESTMENT SERVICES LIMITED Conditional Approval
    303 PRIME PAY APPS PRIME AVIS INVESTMENT SERVICES LIMITED Conditional Approval
    304 XERO ACCOUNTING APP X3 LEASING LIMITED Conditional Approval
    305 FINRATUS APP X3 LEASING LIMITED Conditional Approval
    306 WWW.SLASHFINANCE.COM SLASH FINANCE LIMITED Conditional Approval
    307 EK-PAY EKONDO MICROFINANCE BANK LIMITED LICENSED BY THE CBN
    308 PALMPAY APP PALMPAY LIMITED LICENSED BY THE CBN
    309 PALMPAY AGENT APP PALMPAY LIMITED LICENSED BY THE CBN
    310 PALMPAY BUSSINESS APP PALMPAY LIMITED LICENSED BY THE CBN
    311 PALM CREDIT APP NEWEDGE FINANCE LIMITED LICENSED BY THE CBN
    312 NEW CREDIT APP NEWEDGE FINANCE LIMITED LICENSED BY THE CBN
    313 EASY BUY APP NEWEDGE FINANCE LIMITED LICENSED BY THE CBN
    314 XCROSS CASH APP NEWEDGE FINANCE LIMITED LICENSED BY THE CBN
    315 XCASH APP NEWEDGE FINANCE LIMITED LICENSED BY THE CBN
    316 NEO CASH APP SHEPHERD TRUST MICROFINANCE BANK LICENSED BY THE CBN
    317 NCASH OTP INTERNET TECHNOLOGY Full Approval
    318 EASEMONI BLUE RIDGE MICROFINANCE BANK LIMITED Full Approval

    List Of Delisted Apps

    Below are the list of fake nigerian loan apps delisted by the FCCPC:

    • 1. SWIFTKASH APP
    • 2. HEN CREDIT LOAN APP
    • 3. CASH DOOR APP
    • 4. JOY CASH-LOAN UP TO 1,000,000 APP
    • 5. EAGLECASH APP
    • 6. LUCKYLOAN PERSONAL LOAN APP
    • 7. GETLOAN APP
    • 8. EASELOAN APPS
    • 9. NAIRA NAIJA
    • 10. CASHLAWN APP
    • 11. EASYNAIRA APP
    • 12. CREDITING APP
    • 13. YOYI APP
    • 14. NUT LOAN APP
    • 15. CASHPAL APP
    • 16. NAIRAEASY GIST LOAN APP
    • 17. CAMELLOAN APP
    • 18. MONEYTREEFINANCE MADE EASY APP
    • 19. CASHME APP
    • 20. SECUCASH APP
    • 21. CREDITBOX APP
    • 22. CASHMAMA APP
    • 23. CRIMSON CREDIT APP
    • 24. GALAXY CREDIT APP
    • 25. EASE CASH APP
    • 26. XCREDIT
    • 27. IMONEY
    • 28. NAIRA NAIJA
    • 29. IMONEYPLUS-INSTANT
    • 30. NAIRANAIJA-INSTANT
    • 31. NOWNOWMONEY
    • 32. NAIJA CASH
    • 33. EAGLE CASH
    • 34. FIRSTNELL APP
    • 35. FLYPAY
    • 36. SPARK CREDIT
    • 37. SOFTNAIRA APP
    • 38. CASHDEY APP
    • 39. NAIRALOANS-LOANS APP
    • 40. SWIFTCASH APP
    • 41. NAIARALAND APP
    • 42. SURECREDIT-RELIABLE LOAN APP
    • 43. MAMA CREDIT LOAN APP
    • 44. NIGERIA LOAN APP
    • 45. LOAN 300,000 NAIRA IN CRANCASH

    Tips for choosing loan app

    Apps that lend money may be able to help you when you’re in a financial bind. For people who are living paycheck to paycheck or who may not have an emergency fund, a sudden expense can leave them scrambling to cover the cost.

    But apps that lend money often charge fees, even if they don’t charge interest. Fees can range from monthly membership fees to one-time processing fees. Carefully review the terms and conditions before using an app to take out an advance. Here are thing to consider:

    Consider the purpose of your loan

    While personal loans can be used for a pretty broad range of purposes, it’s not financially smart to use them for things like home improvements, vacations, weddings, funerals, large purchases and other personal expenses. 

    Lenders often restrict the use of personal loans for postsecondary education expenses, business purposes and illegal activities, at a minimum. When considering a lender, confirm that your intended use of the loan is permissible under its borrower agreement.

    Keep an eye out for additional fees 

    Some lenders offer fee-free personal loans that don’t require borrowers to pay origination fees, late payment fees, prepayment penalties or any other common loan costs. However, this is more of the exception, than the rule. 

    So it’s essential to ask about fees when shopping for the best loan terms. And, if a lender charges an origination fee, find out whether it’s built into the APR or taken out of the loan amount prior to funding, as this may impact the loan amount you need to request.

    Evaluate the lender’s customer support options 

    If you’ve found a lender that’s prepared to offer the money you need at acceptable terms, there’s one more thing to consider before signing the loan agreement. 

    While customer support may not seem like a big deal in the honeymoon phase of your loan, it can make a huge difference if you encounter issues with payments or face a financial hardship during your repayment period. Review the lender’s customer service resources and read reviews from past and current borrowers to make sure it’s a good fit.

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